Real Estate Closing Services & Title Insurance

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At Gold Key Title, LC, we provide all of the settlement services that you will need to sell or purchase real estate from assisting you with the negotiation and preparation of the contract to handing over the keys. We will prepare the deed, settlement statement and all other documents required for closing, order the title search of the public records and issue a title insurance commitment and policy to both the buyer and the lender, arrange for the receipt of the cash from the buyer in the form of appropriately cleared funds, orchestrate receipt of the monies from the lender and the buyer, the receipt of the mortgage loan closing documents and oversee the signing of the loan document package, deliver the complete signed loan package to the lender, record the deed, handle all monies, disburse monies to the all of the appropriate parties, deliver the keys and perform all other duties appropriate to ensure a smooth closing process. We pride ourselves in providing you the personal service and attention that you deserve by catering to your individual needs. Our staff is knowledgeable, professional and courteous. You will be glad you chose us and we will certainly be glad that you gave us the opportunity to do so.

Gold Key Title, LC, was founded by an experienced real estate lawyer to provide settlement and closing services through highly educated, knowledgeable and competent personnel so that you can have peace of mind when you are entrusting the handling of what may be your largest and most important investment with us.

Why Buy Title Insurance?

REASONS TO BUY TITLE INSURANCE:

FOR A ONE TIME EXPENSE, TITLE INSURANCE GIVES YOU PEACE OF MIND!

Unlike other forms of insurance, title insurance is only paid once at the closing of the sale and purchase – it is not paid annually.

When you purchase a home or other real estate, it will most likely be one of the biggest financial investments that you will make during your lifetime. As such, it is commonly understood in the real estate industry that title insurance is the single most important thing you can purchase to protect your property and your financial future. You don’t want problems that arose in the past when other people owned your property before you purchased it to cause you problems and cost you money. A title insurance policy is your best protection against potential title defects, which can remain hidden despite the most thorough search of public records and the most careful escrow or closing services process. For a one-time premium payment, your title insurance underwriter agrees to reimburse you for losses that you may sustain due to defects that existed prior to the issue date of your title insurance policy, up to the policy amount. In addition, should you need it, the policy also covers the cost of legal expenses needed to cover pursuing your claim or defending your title.